Acceptance

By using refinanceacademy.com, you agree to these terms. If you don't agree, please don't use the site.

Educational use only

Content and calculators on this site are provided for general education. They are not an offer or extension of credit, not a commitment to lend, and not financial, legal, or tax advice for your circumstances. See our Disclosures for licensing and related information.

No warranty

The site is provided as is. We work to keep information accurate and current, but we make no warranties about completeness, accuracy, or fitness for a particular purpose, and program rules referenced here change over time.

Limitation of liability

To the maximum extent permitted by law, Refinance Academy and its operators are not liable for damages arising from your use of, or reliance on, this website's content or tools.

Intellectual property

Site content, design, and tools are owned by Refinance Academy or its licensors and may not be reproduced or used commercially without permission, other than personal, non-commercial use.

Acceptable use

Don't misuse the site: no scraping at scale, no submitting false information through our forms, no attempting to disrupt or probe the site's infrastructure.

Changes

We may update these terms by posting a revised version here. Continued use after changes means acceptance.

Contact

Questions about these terms: davis.alexander.erhart@gmail.com.

Last updated July 2026.